Firstly, I have not been paid to write this article, but this is a product that I came across that I felt I had to share as it has made my stay in the United States so much easier. Revolut is a financial disruptor, one of a number of recent financial innovations succeeding in London. My job involves me staying up to date with global financial innovations, but it was a colleague of mine who introduced me to Revolut.

The company was founded in London in 2014 by a couple of Russian immigrants to the UK and its growth has been pretty incredible. The premise of Revolut is simple - its a global money app that allows people to transfer between a select group of currencies without charging any commission, a fantastic tool for anyone that exchanges currencies on a regular basis.

I've always wanted to fly Business Class, even if its just once and a few weeks ago I got the chance flying from London to New York. For me it goes much deeper than just a single luxurious plane ride.

Growing up in a single parent household in a council estate has its obvious problems. I can count on one hand the number of people in my estate who no longer live there. Many have been stuck there for generations, social mobility completely passing them by. I was one of the lucky ones. Many of the people I knew had two parents who did the work of none. I had one parent who did the work of two.

​Security Rating ****
Reception of officials *****

• Design of the building exterior is horrible, and not much better on the inside
• Security is tight with airport style security to get inside
• Staff are very friendly, well trained and incredibly efficient
• Process and waiting times are long but the interview itself was straightforward

​According to the World Tourism Organisation, the British Passport is ranked 1st in the world, and as I have written in the past it means that you can get visa free travel to more destinations than with any other passport in the world. Under the Electronic System for Travel Authorisation (ESTA) you can get visa free travel to the United States for a maximum of 90 days. However, I'll be spending 6 months in America, therefore I had to take a trip to the Embassy to get my visa and it was an interesting experience.

I'm not sure how it began. Centuries of almost continuous warfare meant Sikh soldiers were known for carrying around certain natural painkillers. One of the leading Sikh Misls (conferederacies) of the 18th century, the Bhangi's, were given their name due to their love of cannabis and some Nihang Singh's protect their practices of taking Sukkha (peace giver) passionately to this day.

However drinking alcohol, although recorded, wasn't a Sikh favourite until Sikh's started to get power and money in the early 1800's. Left unchecked, alcohol consumption in Panjab has reached epidemic proportions, its now one of the largest areas of alcohol consumption per capita in the world.

My mom tells me a story that during her pregnancy with me, she went into labour while my dad was out drinking in the pub. And although alcohol didn't kill him, it certainly didn't help. Back home in the Midlands I worked behind the bar of the largest club in the city when I was a student and also worked part time in an Asian wedding hall. I've pretty much been surrounded by alcohol my whole life, and I'm sure thats the same for many Panjabi families.

Sikh's are so closely linked with alcohol that if my friends offer me a drink and I refuse they look confused, even my white friends ask me "what sort of a Sikh doesn't drink?". Something isn't right in our community. But thats another post for another day.

So when I talk about my favourite rooftop bars, I'm not saying go out and get drunk (that's on you). I love these places because they are a world apart from the small town in central England where I was born. Tall buildings with amazing views of a beautiful city, whats not to love. 
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Now thats out the way, here are my 5 favourite FREE rooftop bars in the City...

• Bank of England
• St Pauls Cathedral
• The Gherkin
• Skygarden
• Barbican
• Leadenhall Market
• Monument
• Royal Exchange
• Guildhall

​What we call London is the conglomeration of 32 different boroughs The City of London, also known as the 'Square Mile' is actually the smallest city in England by population and measures not much larger than a square mile (hence the name). The city incorporates the area around Bank and St Pauls, however landmarks like the Houses of Parliament fall in the neighbouring City of Westminster while the Shard falls in the borough of Southwark.

The City is one of my favourite parts of London, it has everything from an amazing history, to some of the most modern skyscrapers in the world and it combines it like nowhere else.

• Greenwich Park
• Royal Observatory 
• Cutty Sark
• Naval College
• Maritime Museum
• University of Greenwich Campus
• O2 Arena

When I left the Midlands for work, I wanted to move to a location that was close to my job and also retained a small town feel despite being in the middle of a large city. Greenwich ticked all those boxes. A short 8 minute DLR ride from Canary Wharf, large parts of the town are designated Heritage Sites. The town is most well known for its maritime traditions, the prime meridian as well as lending its name to Greenwich Mean Time.

Greenwich also seems to have become a settling place for London's sizable Spanish immigrant population, with a large number of Spanish restaurants across the town, however other nationalities and ethnicities are also well represented.

During the 2015 election period, the Conservative Party pledged in their manifesto to hold a referendum before 2020 on the issue of the UK leaving the European Union (EU). Following consultations, the Government decided to set a date of Thursday 23 June 2016 for the vote.

After initial engagement in politics during teenage years, the 21-35 year old demographic has a huge drop in political engagement, however, this is one of the most important decisions of our generation, and one that will touch on almost every aspect of our lives whether directly or indirectly.

I tend to keep my blog as politically neutral as possible, if I wanted a blog on politics, I'd make one (and probably have a readership in single digits). However, the referendum has important ramifications for those of us who are interested in travelling and seeing the world. 76% of all foreign holidays are to EU Member States. Unlike most publications I've read on this topic, I'll keep this relatively high level, brief and focused on the affect of the vote on travelling.

If you are a British citizen, you hold a passport ranked 1st in the world by the World Tourism Organisation in terms of freedom of travel.

A British Passport entitles the holder to have visa free, or visa on arrival travel for approximately 175 countries across the world, and in this entry I will list the different types of visa requirements for some of the most popular destinations in the world broken down by region.